No scholarships fit my situation… what do I do?

I’m going to an expensive school (about 60k a year, closer to 80k if I wasn’t commuting). Here’s my problem… my family earns too much for need-based aid (over 100k yearly), and I’m not impressive enough for merit-based ones (3.56 GPA, 31 ACT, no activities except JROTC). To top it off, the university’s scholarship deadlines have passed.

I’m stuck. I can’t find any scholarships I qualify for, especially in my area (Louisiana), and my major, Linguistics, seems way too niche for any funding. Between TOPS and FAFSA, I’m only getting 10k, and taking on 50k in loans isn’t realistic. I know this is partly my fault, but I’m really stressing over it.

Edit: At first, tuition wasn’t a big concern since we thought I’d get tuition remission through my parent’s job. Turns out it won’t apply until next year. I applied early decision, thinking costs wouldn’t be an issue.

So starting next year, the tuition will be covered for the remaining three years?

Have you looked into ROTC scholarships? You mentioned JROTC, so maybe that could be an option.

I’d strongly suggest going to a more affordable school. Also, think about whether spending 60k a year for a Linguistics degree will really pay off in the long run.

Avery said:
I’d strongly suggest going to a more affordable school. Also, think about whether spending 60k a year for a Linguistics degree will really pay off in the long run.

Exactly. Make sure any loans you take are manageable with your future salary. Plus, check if your career path requires a master’s or PhD. Linguistics sounds like it might. Honestly, I’d do a year at community college and transfer, but you should talk to your school about next year’s remission.

Find a cheaper school. That’s what I did, and I’m starting classes next week. Don’t get trapped with massive tuition costs if it’s not doable.

If your financial situation changed unexpectedly, like the remission delay, you can usually break early decision without penalty. Definitely reach out to the financial aid office—they might work with you.

Take a gap year, honestly.

Yep, gap year sounds smart. Start next year when the tuition remission kicks in.

Don’t go there. Pick a cheaper school or switch to a high-paying major. Sorry, but that’s the truth.

Are your parents going to help pay? If so, how much are they willing to contribute?

Pick a school you can afford or take a loan for. Even with a scholarship, the cost at your school might still be too high.

You’ve got options. One of them is simple… go to a cheaper school.

Contact your school’s financial aid and billing offices. Explain your situation and see if they can offer more help or adjust your aid.